Looking to Purchase or Refinance a Home?

Thank you for making this the most painless financing I have ever done! Mr. Hutzelman was prompt and provided the best customer service I have ever had and I mean EVER had not just in the lending arena. You have a great company and wonderful employees. You have allowed me to save over $1500 per month!

Randy B.

I dealt with Dan, and he made it so easy just because he was very patient, kind, and thorough! Overall they are the best company with just amazing customer service. I went from being a client to just being personal – this is an experience I will never forget.

Chris L.

River City Mortgage was great to work with! They are friendly, knowledgeable, and worked very quickly. I used them to refinance and the entire process took less than a month.

Mark B.

Mortgage Services

Refinance Your Home

We offer a variety of refinancing solutions to enable you to pay off your mortgage quicker, lower your monthly payment, and even take cash-out in hand…

Purchase a Home

We offer ultra-competitive interest rates because we work with a variety of lenders to ensure you get the perfect loan to meet your needs.

Variety of Loan Products

We’ll help you stretch your dollars further with a variety of loan products and programs that enable buyers to purchase homes they wouldn’t normally be eligible for…

Trusted for superior customer service


Industry Loan Closing Average


Our Closing Average


in loans for 2016

News & Opinion

  • Low Credit Score? 4 Options to Consider When Buying a Home

    When it comes to buying a home, your credit plays an important role in the process. Mortgage lenders use your credit score to assess your ability to responsibility borrow and pay back a home loan. However, you don’t necessarily need to have a perfect credit score in order to purchase a home. There are several

    December 17, 2018
  • 4 Great Reasons to Buy a Home During the Holiday Season

    The real estate market follows seasonal patterns, with home buying and selling activities typically ramping up in the spring and summer. While winter isn’t a traditional time for homebuyers to start looking, there are some advantages to house hunting during the busy holiday season. If buying a home is on your holiday shopping list this

    December 4, 2018
  • 6 Tell-Tale Signs It’s Time for a Mortgage Refinance

    Are you thinking about refinancing your home? If so, you’re not alone. Many homeowners are choosing to replace their current mortgage with a new home loan, often with a more attractive rate or shorter term. Refinancing can be a great way to save money on your mortgage payments and improve your overall financial situation, especially

    November 19, 2018
  • Top Tips for Millennial Homebuyers

    For years, studies have looked at millennials (people born between 1977 to 1995) and their supposed reluctance to enter the housing market. Often considered the most “picky home buyers,” this generation tends to do more research and wait longer to make large purchases. However, it’s a common myth that millennials don’t want to become homeowners.

    November 5, 2018
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