FACTS: WHAT DOES RIVER CITY MORTGAGE LLC (NMLS 142954) DO WITH YOUR PERSONAL INFORMATION?
Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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How? |
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons River City Mortgage LLC chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information |
Does River City Mortgage share? |
Can you limit this sharing? |
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or service your loan |
Yes |
No |
For our marketing purposes— to offer our products and services to you |
Yes |
Yes |
For joint marketing with other financial companies |
No |
We do not share |
For our affiliates’ everyday business purposes— information about your transactions and experiences |
No |
We do not share |
For our affiliates’ everyday business purposes— information about your creditworthiness |
No |
We do not share |
For our affiliates to market to you |
No |
We do not share |
For nonaffiliates to market to you |
No |
We do not share |
To limit our sharing |
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. |
Questions? |
Call 513-631-6400 or go to www.RChomeloans.com or email myprivacy@RChomeloans.com |
Mail-in or Email-in Form |
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Leave Blank OR If you have a joint account, your choice(s) will apply to everyone on your account unless you mark below. |
Mark any/all you want to limit:
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Name |
Mail to: |
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Address |
River City Mortgage 4555 Lake Forest Drive #450 |
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City, State, Zip |
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Loan # |
Cincinnati, OH 45242 |
Who we are |
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Who is providing this notice? |
River City Mortgage LLC, 4555 Lake Forest Drive #450, Cincinnati, OH 45242 |
What we do |
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How does River City Mortgage protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Only authorized employees are allowed access to your information when needed to complete their work. Any company we work with is required to have safeguards to protect customer information. |
How does River City Mortgage collect my personal information? |
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies such as the IRS, appraisers, employers, and government sources. |
Why can’t I limit all sharing? |
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
What happens when I limit sharing for an account I hold jointly with someone else? |
Your choices will apply to everyone on your account—unless you tell us otherwise. |
Definitions |
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Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies. |
Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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Other important information |
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California Residents: The California Consumer Privacy Act Disclosure explains how River City Mortgage collects, uses and discloses personal information relating to California residents covered by the California Privacy Act of 2018 and can be found at www.rchomeloans.com Vermont Residents: We will not disclose your personal information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, or credit report to non-affiliated third parties other than as permitted by Vermont law unless you authorize us to make those disclosures. Do Not Call Policy: This notice constitutes River City Mortgage’s Do Not Call Policy under the Telephone Consumer Protection Act for all consumers. Rivercity Mortgage does not solicit via telephone numbers listed on the state or federal Do Not Call lists unless the law allows. Consumers who ask not to receive telephone solicitations from River City Mortgage will be placed on the River City Mortgage Do Not Call list and will not be called in any future campaigns, including those of affiliates. |