Latest Articles
Unlocking the Benefits of VA IRRRL Refinance: A Comprehensive Guide
As veterans and active service members, you've dedicated a significant portion of your lives in service to our nation. It's only fitting that you have access to exclusive benefits that acknowledge your sacrifices, particularly when it comes to homeownership. Among...
The First-Time Home Buyer’s Saving Guide: Smart Strategies and How River City Mortgage Can Help
Stepping into the world of homeownership is an exciting journey, but it can also be daunting, especially when it comes to saving for that all-important down payment and associated costs. At River City Mortgage, we understand that preparing financially is just as...
Simplifying Your Mortgage: An Overview of the FHA Streamline Refinance Option
Are you looking for a way to lower your monthly mortgage payments and save money in the long run? If you currently have an FHA loan, the FHA Streamline refinance option offered by River City Mortgage might be the perfect solution for you. What is an FHA Streamline...
Your Guide to Getting Pre-Approved for a Home Loan
Embarking on the journey of buying a home is both exciting and a significant milestone. However, before you start browsing listings or dreaming of paint colors, it's crucial to understand the financial groundwork that can make your dream a reality. A crucial step in...
What is a 2-1 Buydown?
As interest rates have risen, temporary buydowns have become an option that some sellers and buyers may consider. A 2-1 buydown is a concession that can be negotiated with sellers to incentivize buyers. A 2-1 buydown essentially allows borrowers to make a lower...
How to Build Your Real Estate Brand
"Real estate brand" may sound like something you can postpone when you're busy setting up your new business. There's so much to do! Why should you spend time on such a vague concept when there are a hundred other things on your plate? But newbies to the real...
How To Create A Real Estate Listing That Grabs Buyers’ Attention
A great listing can help you sell a home fast. But how do you create a real estate listing that helps your property stand out from the competition? In its simplest form, a real estate listing is a notice that a specific property is available for purchase. But,...
5 Best Apps for Real Estate Agents
Real estate agent apps are the future. And the future is now. Everything, it seems, is moving online—including real estate. According to a National Association of Realtors (NAR) survey, nearly all buyers used at least one online tool as a part of their search process...
How to Keep in Contact With Former Real Estate Clients?
Real estate agents are different from just about every other sales professional. For example, if you buy an air fryer in person, there isn't much motivation for the sales clerk to keep in touch once you leave the store. Most people who work in sales don't need...
8 Tips For Buying Rental Property
Real estate has become one of the most popular types of investments, so if you’re considering purchasing a rental property, you are far from alone. However, to be successful at this type of investment, preparation is key. Potential investors must understand...