Latest Articles
3 Essential Reasons to Get a Mortgage Pre-Approval
Like most big decisions in life, buying a home requires a great deal of planning and preparation. One of the most important first steps to take in the journey to homeownership is getting a pre-approval letter. Mortgage pre-approval means that a mortgage lender has...
5 Important Questions to Ask Before Buying a Home
Choosing a new home is an exciting time for anyone, and it’s especially thrilling for first-time home buyers. Once you’ve decided to buy a house, you may be wondering where to start. Asking the right questions and doing research will help you feel more confident and...
4 Myths About Getting a Mortgage
The mortgage process can be confusing – especially if you’re a first-time homebuyer. As you begin the home-buying process, it’s likely that you will encounter some myths and misconceptions about getting a mortgage. So, how do you distinguish fact from fiction? Today,...
5 Questions to Ask Before Refinancing
Are you wondering if refinancing your mortgage is the right option for you? When you refinance a home loan, you replace your existing mortgage with a new one that repays the previous loan and often has a more attractive interest rate. Many homeowners use mortgage...
3 Helpful Credit Score Tips for Homebuyers
Owning a home has always been a part of the American dream. But for many families, the thought of buying a home seems unattainable due to having a poor credit history. While it’s true that your credit score plays an important role in determining your eligibility to...
National Homeownership Month: A Checklist for First-Time Homebuyers
June is National Homeownership Month, a time to celebrate the many benefits of owning a home. National Homeownership Month was established in 2002 to observe the importance of homeownership as a cornerstone of the American Dream. Not only is owning a home a financial...
Is an FHA Loan Right for You?
Are you thinking about buying a home, but not sure what type of mortgage loan is right for you? FHA loans are becoming a popular option among first-time homebuyers, especially for potential buyers with less-than-perfect credit. Read on to learn more about FHA loans...
4 Things You Didn’t Know About Getting a Mortgage Loan
Buying a home is an exciting time! But it can also be a bit overwhelming, especially if you’re a first-time home buyer. With so many steps to take and important decisions to make, it’s easy to feel intimidated and confused by the mortgage application process. As you...
Raising the bar for service
We were recently featured in Mortgage Professional America. To read more, visit their page: Mortgage Professional America When Nick Hunter and Dan Hutzelman founded River City Mortgage in 2008, they wanted the Cincinnati-based firm to be a different kind of...
VA Mortgage Lending Turns in a Record Year
When mortgage-loan money was flowing from banks before the 2008 financial crash, many vets paid little attention to the benefit of getting a VA loan, and lenders often steered vets into private loans that had less government red tape and could be approved faster. But...