Latest Articles
How to Qualify for a Mortgage Using Bank Statements
Homeowners come from all backgrounds and occupations, which means the mortgage loan process can’t be the same for each person. A major piece of the application process involves presenting your income to your lender. This proves you can make your mortgage payments on...
The Complete Physician Loan Guide
Becoming a physician involves sacrifice. There are many hidden costs, personal and otherwise, necessary to get that medical degree. By the end of that long journey, most new doctors have a considerable amount of academic debt and not much in the way of savings....
5 Reasons Mortgage Rates Fluctuate
Borrowers interested in buying a home or refinancing their current mortgage loan often keep a close eye on mortgage rates. An attractive rate helps you choose your lender to get the mortgage process started. During the height of the COVID-19 pandemic, you may have...
Can You Refinance a Mortgage in Forbearance?
If you currently have a mortgage forbearance agreement with your lender, you are not alone. Millions of Americans have chosen to reduce or pause their monthly mortgage payments while they financially recover from the COVID-19 pandemic. But, if you’re reading...
5 Things to Know About Mortgage Forbearance
Homeowners struggling to pay their monthly mortgage payments may be eligible for forbearance. Forbearance allows you to reduce or pause your payments for a period of time, allowing you some relief to build back your finances and resume payments. During the...
Why You Should get River City’s Seal of Approval
Buying your first, or next home, is a life-long dream for many Americans, and thanks to the River City Seal of Approval, that dream just became a whole lot easier. Getting mortgage pre-approval is one of the best things you can do to simplify the homebuying...
FHA Streamline Refinance vs. Conventional: Which is Better?
For many first-time homeowners, an FHA mortgage loan offers the flexibility you need to afford a home. One perk for FHA borrowers is the convenient FHA streamline refinance. Once some time has gone by in your new home, you might wonder about refinancing your FHA loan....
7 Signs You Are Ready to Buy Your First Home
Thinking of starting the adventure? Having a home of your own is a dream for most Americans. It may be a dream you've always had, or maybe you've just grown tired of paying hard-earned money to a landlord. Whatever the reason, the decision to buy your first home can...
How to Choose a Mortgage Lender That’s Right For You
Before you begin the homebuying process, you probably aren’t thinking much about how to choose a mortgage lender. After all, you have plenty of options. However, once you’re faced with the decision, things may feel a bit more confusing. How do you find someone you can...
5 Questions for Choosing a Mortgage Lender
Choosing a mortgage lender is an important decision. While picking the first lender you find may feel like you’re simplifying the process, this may cost you significantly in the long run. The right mortgage lender for you will make it easy to communicate and ask...