Latest Articles
5 Questions for Choosing a Mortgage Lender
Choosing a mortgage lender is an important decision. While picking the first lender you find may feel like you’re simplifying the process, this may cost you significantly in the long run. The right mortgage lender for you will make it easy to communicate and ask...
What is Mortgage Forbearance?
Life is unpredictable, and there may come a time when you face temporary financial hardship and are unable to pay your monthly mortgage payments on time. Hopefully this won’t be the case, but it’s important to be aware of your options during times of struggle....
What’s Better, A 15-Year or 30-Year Mortgage?
Buying a home is a major step. You should feel confident in how you choose to finance this important purchase. While there are many mortgage loan types available for borrowers, the term length options usually boil down to two main choices: a 15-year or 30-year...
What Does it Mean to be Pre-Approved for a Mortgage?
If you’re beginning the homebuying process, you’ve probably heard the words “pre-qualified” or “pre-approved” thrown around in relation to getting a mortgage loan. Pre-approval for a mortgage is an essential first step in purchasing a home. It allows you to understand...
8 Tips to Get Your Offer Accepted
In a seller’s market, the competition can be fierce when trying to buy a home. But don’t get discouraged: There are plenty of ways for buyers to show sellers they are serious and able to exceed all expectations. If you want to make your purchase offer stand out, we...
How a VA Mortgage loan calculator can help you
A VA home loan is a mortgage loan guaranteed by the U.S. Department of Veterans Affairs. VA loans offer a number of advantages, making it a popular choice for many active and retired service members or surviving spouses interested in buying a home. VA loan...
5 Questions to Ask Your Mortgage Lender When Buying a Home
Talking with a mortgage lender might seem overwhelming, but it doesn’t have to be! You should feel confident when you decide to take the next step and reach out to a loan specialist. But that doesn’t mean that you can’t ask the lender questions you have about...
5 Things to Consider When Refinancing
If it feels like everyone around you has been refinancing their mortgage loans, you may be right. Many people choose to refinance when interest rates are lower than average. With friends and family refinancing, you may feel encouraged to look into it, too. Just...
6 Tips for Getting Pre-Approved so Your House Purchase Offer Doesn’t Get Rejected
If the seller rejected your offer to purchase a house, you still have options. Unfortunately, sellers are often hesitant to accept any offer to buy without a mortgage pre-approval attached, no matter how good. We’ll dig into how to get successfully...
Do’s and Don’ts of Mortgage Refinance
Too often, homeowners wish they had asked more questions when they were in the process of getting their mortgage. While you can't go back and re-do your initial mortgage, you can refinance your current mortgage and put yourself in a better financial situation,...