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Yes, You Can Refinance Your FHA Loan: Simple Step-by-Step Guide

Yes, You Can Refinance Your FHA Loan: Simple Step-by-Step Guide

If you currently have an FHA mortgage, a mortgage loan backed by the Federal Housing Administration (FHA), you might be able to replace it with a new mortgage and a lower interest rate. It seems like everywhere you turn, people are taking a new interest in mortgage...

Why More Veterans Should Use a VA Loan

Why More Veterans Should Use a VA Loan

For eligible active and veteran military service members, the loan program administered by the Department of Veterans Affairs (VA) is an attractive path to homeownership.  The VA loan has helped 79% of veterans become homeowners. This is significantly higher...

Can I Be Denied a VA Home Loan?

Can I Be Denied a VA Home Loan?

It’s estimated that one in every five Americans is a veteran. Among veterans, 79% of own their homes, compared to 63% of non-veteran homeowners. The VA home loan program factored significantly into the majority of those veterans’ home purchases. But what...

10 Reasons to Consider the Benefits of an FHA Streamline Refinance

10 Reasons to Consider the Benefits of an FHA Streamline Refinance

If you’ve been looking into refinancing, you may be worried about how much paperwork will be involved. You likely remember meeting several requirements to get your current mortgage. These same requirements can come with a refinance loan, but not in all cases....

When Should You Refinance Your VA Loan?

When Should You Refinance Your VA Loan?

Do you currently have a VA-backed mortgage and are you wondering about whether a refinance is worth your time? With current interest rates hitting historic lows, you’re not alone in considering when to refinance a VA loan. Refinancing your VA loan allows you to...

Prepare Your Credit for a VA Streamline Refinance (VA IRRRL)

Prepare Your Credit for a VA Streamline Refinance (VA IRRRL)

Understanding your credit score so you can feel confident in getting a VA loan doesn’t have to be complicated. The VA streamline refinance loan can extend significant advantages to homeowners who want to lower their interest rate.  The Interest...

Preparing Your Credit for an FHA Streamline Loan

Preparing Your Credit for an FHA Streamline Loan

Mortgage rates have dropped to the lowest they’ve been since 1971. These new low mortgage rates have many homeowners considering refinancing, but you might be wondering if you can refinance with your current credit score.  The Federal Housing...

Simple Guide to FHA Streamline Pros and Cons

Simple Guide to FHA Streamline Pros and Cons

You’ve likely heard that historically low interest rates mean this is a good time to refinance your existing mortgage. If your current mortgage is an FHA loan, you may be eligible for an FHA streamline refinance, depending on your current financial situation. On...

Lower Your Rate with FHA Streamline Refinance

Lower Your Rate with FHA Streamline Refinance

FHA streamline refinance can provide a simple and effective method of reducing the interest rate and monthly mortgage amount for your current FHA mortgage. Refinancing your mortgage simply means replacing your current mortgage loan with a new mortgage — one with...

Get the Pros and Cons of Refinancing Your Home

Get the Pros and Cons of Refinancing Your Home

Are you thinking about refinancing? If you are, it's important to understand refinancing pros and cons before making a decision.  But with so much information out there, sometimes it can be overwhelming to know where to start. We’ll dig into refinancing pros and...