The mortgage process can be confusing – especially if you’re a first-time homebuyer. As you begin the home-buying process, it’s likely that you will encounter some myths and misconceptions about getting a mortgage. So, how do you distinguish fact from fiction? Today,...
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Purchasing a Home
Feel comfortable and confident when buying a home with an affordable loan.
Refinancing a Mortgage
Make your home more affordable and accomplish other financial goals by refinancing.
First Time Home Buyer
Learn where to start when making your first major investment in a home
Veteran Mortgage Loans
Get the most from your VA benefits by learning about the home loan programs available.
Mortgage Calculators
Estimate what you can afford for your home with our mortgage calculator tips
FHA Loans
Afford your home with comfort and flexibility through the benefits of FHA loan programs.
Mortgage Rates and Trends
See where rates are headed by understanding current mortgage rates and trends.
Personal Finance
Make life affordable with personal finance tips and the right home loan.
5 Questions to Ask Before Refinancing
Are you wondering if refinancing your mortgage is the right option for you? When you refinance a home loan, you replace your existing mortgage with a new one that repays the previous loan and often has a more attractive interest rate. Many homeowners use mortgage...
3 Helpful Credit Score Tips for Homebuyers
Owning a home has always been a part of the American dream. But for many families, the thought of buying a home seems unattainable due to having a poor credit history. While it’s true that your credit score plays an important role in determining your eligibility to...
National Homeownership Month: A Checklist for First-Time Homebuyers
June is National Homeownership Month, a time to celebrate the many benefits of owning a home. National Homeownership Month was established in 2002 to observe the importance of homeownership as a cornerstone of the American Dream. Not only is owning a home a financial...
Is an FHA Loan Right for You?
Are you thinking about buying a home, but not sure what type of mortgage loan is right for you? FHA loans are becoming a popular option among first-time homebuyers, especially for potential buyers with less-than-perfect credit. Read on to learn more about FHA loans...
4 Things You Didn’t Know About Getting a Mortgage Loan
Buying a home is an exciting time! But it can also be a bit overwhelming, especially if you’re a first-time home buyer. With so many steps to take and important decisions to make, it’s easy to feel intimidated and confused by the mortgage application process. As you...
Raising the bar for service
We were recently featured in Mortgage Professional America. To read more, visit their page: Mortgage Professional America When Nick Hunter and Dan Hutzelman founded River City Mortgage in 2008, they wanted the Cincinnati-based firm to be a different kind of...
VA Mortgage Lending Turns in a Record Year
When mortgage-loan money was flowing from banks before the 2008 financial crash, many vets paid little attention to the benefit of getting a VA loan, and lenders often steered vets into private loans that had less government red tape and could be approved faster. But...
Mortgage Rates Are Set to Jump: Here’s How to Lock In a Low Rate Now
First the good news: A decade after banks clamped down on the easy-money practices that led to the mortgage crisis, lenders are starting to loosen up a bit. Credit availability increased in December for the fourth consecutive month, reaching its highest level since...
4 Reasons Why You’ll Love the FHA Home Loan
Many businesses, large and small, have a huge source of great ideas that can help them improve, innovate, and grow, and yet so many of these companies never think of using this amazing corporate asset. What is this highly valuable asset? Its own people.