Our experienced team provides the answers you need for your home loan, from programs and tools, to trends and finances.
Feel comfortable and confident when buying a home with an affordable loan.
Make your home more affordable and accomplish other financial goals by refinancing.
Learn where to start when making your first major investment in a home
Get the most from your VA benefits by learning about the home loan programs available.
Estimate what you can afford for your home with our mortgage calculator tips
Afford your home with comfort and flexibility through the benefits of FHA loan programs.
See where rates are headed by understanding current mortgage rates and trends.
Make life affordable with personal finance tips and the right home loan.
Embarking on the Journey to Homeownership is an exciting milestone, yet it's paved with numerous considerations and steps that can often feel overwhelming. One of the most pivotal factors in this process is your credit score. It not only influences your ability to...
As veterans and active service members, you've dedicated a significant portion of your lives in service to our nation. It's only fitting that you have access to exclusive benefits that acknowledge your sacrifices, particularly when it comes to homeownership. Among...
Stepping into the world of homeownership is an exciting journey, but it can also be daunting, especially when it comes to saving for that all-important down payment and associated costs. At River City Mortgage, we understand that preparing financially is just as...
Are you looking for a way to lower your monthly mortgage payments and save money in the long run? If you currently have an FHA loan, the FHA Streamline refinance option offered by River City Mortgage might be the perfect solution for you. What is an FHA Streamline...
Embarking on the journey of buying a home is both exciting and a significant milestone. However, before you start browsing listings or dreaming of paint colors, it's crucial to understand the financial groundwork that can make your dream a reality. A crucial step in...
As interest rates have risen, temporary buydowns have become an option that some sellers and buyers may consider. A 2-1 buydown is a concession that can be negotiated with sellers to incentivize buyers. A 2-1 buydown essentially allows borrowers to make a lower mortgage payment for the first two years of their loan, and payments go back up on the third year of the loan but is a fixed rate mortgage.
If you’ve been considering purchasing a home but with rising rates you have reconsidered a 2-1 buydown may be the program that will allow you to buy now. We’ll explore exactly what a 2-1 buydown is, how it works, and the pros and cons to help you decide if this program is right for you.
"Real estate brand" may sound like something you can postpone when you're busy setting up your new business. There's so much to do! Why should you spend time on such a vague concept when there are a hundred other things on your plate? But newbies to the real...
A great listing can help you sell a home fast. But how do you create a real estate listing that helps your property stand out from the competition? In its simplest form, a real estate listing is a notice that a specific property is available for purchase. But,...
Real estate agent apps are the future. And the future is now. Everything, it seems, is moving online—including real estate. According to a National Association of Realtors (NAR) survey, nearly all buyers used at least one online tool as a part of their search process...
Real estate agents are different from just about every other sales professional. For example, if you buy an air fryer in person, there isn't much motivation for the sales clerk to keep in touch once you leave the store. Most people who work in sales don't need...