Our experienced team provides the answers you need for your home loan, from programs and tools, to trends and finances.
Feel comfortable and confident when buying a home with an affordable loan.
Make your home more affordable and accomplish other financial goals by refinancing.
Learn where to start when making your first major investment in a home
Get the most from your VA benefits by learning about the home loan programs available.
Estimate what you can afford for your home with our mortgage calculator tips
Afford your home with comfort and flexibility through the benefits of FHA loan programs.
See where rates are headed by understanding current mortgage rates and trends.
Make life affordable with personal finance tips and the right home loan.
It’s estimated that one in every five Americans is a veteran. Among veterans, 79% of own their homes, compared to 63% of non-veteran homeowners. The VA home loan program factored significantly into the majority of those veterans’ home purchases. But what...
If you’ve been looking into refinancing, you may be worried about how much paperwork will be involved. You likely remember meeting several requirements to get your current mortgage. These same requirements can come with a refinance loan, but not in all cases....
Do you currently have a VA-backed mortgage and are you wondering about whether a refinance is worth your time? With current interest rates hitting historic lows, you’re not alone in considering when to refinance a VA loan. Refinancing your VA loan allows you to...
Understanding your credit score so you can feel confident in getting a VA loan doesn’t have to be complicated. The VA streamline refinance loan can extend significant advantages to homeowners who want to lower their interest rate. The Interest...
Mortgage rates have dropped to the lowest they’ve been since 1971. These new low mortgage rates have many homeowners considering refinancing, but you might be wondering if you can refinance with your current credit score. The Federal Housing...
You’ve likely heard that historically low interest rates mean this is a good time to refinance your existing mortgage. If your current mortgage is an FHA loan, you may be eligible for an FHA streamline refinance, depending on your current financial situation. On...
FHA streamline refinance can provide a simple and effective method of reducing the interest rate and monthly mortgage amount for your current FHA mortgage. Refinancing your mortgage simply means replacing your current mortgage loan with a new mortgage — one with...
Are you thinking about refinancing? If you are, it's important to understand refinancing pros and cons before making a decision. But with so much information out there, sometimes it can be overwhelming to know where to start. We’ll dig into refinancing pros and...
CNN is reporting that consumer debt is higher than ever. Americans are diving deeper and deeper into the red. As of this month, outstanding consumer debt exceeded $4 trillion for the first time, according to the Federal Reserve. Relatively strong holiday spending,...
River City Mortgage was honored to have the Vice Mayor of the City of Blue Ash, Pramod Jhaveri, participate in our Grand Opening Ribbon Cutting celebration on January 16, 2020. Our new headquarters will be home to 75 employees and will build and expand as the company...