Latest Articles
Do’s and Don’ts of Mortgage Refinance
Too often, homeowners wish they had asked more questions when they were in the process of getting their mortgage. While you can't go back and re-do your initial mortgage, you can refinance your current mortgage and put yourself in a better financial situation,...
Understanding the Steps in a Home Appraisal
Once you’ve made an offer on a home and have applied for a mortgage loan, your lender will order a home appraisal. During an appraisal, a trained professional will evaluate the home’s value. This routine step in the homebuying process actually holds a lot of weight:...
What to Do (and Not To Do) Once You Get Pre-Approved for a Mortgage
Mortgage pre-approval is an important step of the homebuying process, helping buyers to solidify a budget and establish a relationship with a mortgage lender. But after the relief of pre-approval, you must carefully guard your finances. From the time you get your...
Which room should you remodel first after buying a home?
As you begin to unpack and decide where things go, you'll begin to notice ways to remodel and improve your new place, making it look more like who you are. You start asking yourself questions like, "wouldn't the bathroom, which has seen better days, benefit from an...
How To Choose A Mortgage As a First Time Homebuyer
Buying your first home is exciting. But it can also come with a number of potentially stressful challenges, especially if you're worried about having enough money to buy the home of your dreams. Getting a mortgage as a first-time homebuyer might seem daunting, but it...
5 mistakes to avoid after getting pre-approved
Congratulations! You just received your mortgage pre-approval. Whether you're still looking at homes or you've found the perfect one, your new home is closer than ever before. So it's important that you do everything you can to protect your credit rating between...
How Long Does it Take to Purchase a Home?
Whether you're considering buying your first home, your next home, looking to downsize for retirement, or anywhere in between, you are probably wondering how long it takes to actually buy a home. The truth is that home purchasing will depend on several factors...
10 Steps of Closing on a House
The house closing steps are the final pieces in the process of buying a home. This is an important, exciting time. Closing your home is a big step, one that will end with you holding the keys to your new place. While it might feel daunting, the entire house...
How to Dispute Credit Report Errors
Your financial identity relies heavily on your credit report. If you find credit report errors, it's essential to take steps to correct them as soon as possible. You can dispute credit report errors by providing supporting documentation to the three leading...
Why Your Credit Score Matters When Looking to Buy a Home
If you're thinking about buying a home or are in the early stages of property searching, it's worth taking a look at your credit score. Many financial institutions and lenders use your credit score, and more specifically your FICO score, to determine whether you...