Before you begin the homebuying process, you probably aren’t thinking much about how to choose a mortgage lender. After all, you have plenty of options. However, once you’re faced with the decision, things may feel a bit more confusing. How do you find someone you can...
Choosing a mortgage lender is an important decision. While picking the first lender you find may feel like you’re simplifying the process, this may cost you significantly in the long run. The right mortgage lender for you will make it easy to communicate and ask...
If you’re beginning the homebuying process, you’ve probably heard the words “pre-qualified” or “pre-approved” thrown around in relation to getting a mortgage loan. Pre-approval for a mortgage is an essential first step in purchasing a home. It allows you to understand...
In a seller’s market, the competition can be fierce when trying to buy a home. But don’t get discouraged: There are plenty of ways for buyers to show sellers they are serious and able to exceed all expectations. If you want to make your purchase offer stand out, we...
Talking with a mortgage lender might seem overwhelming, but it doesn’t have to be! You should feel confident when you decide to take the next step and reach out to a loan specialist. But that doesn’t mean that you can’t ask the lender questions you have about...
Once you’ve made an offer on a home and have applied for a mortgage loan, your lender will order a home appraisal. During an appraisal, a trained professional will evaluate the home’s value. This routine step in the homebuying process actually holds a lot of weight:...
Mortgage pre-approval is an important step of the homebuying process, helping buyers to solidify a budget and establish a relationship with a mortgage lender. But after the relief of pre-approval, you must carefully guard your finances. From the time you get your...
As you begin to unpack and decide where things go, you'll begin to notice ways to remodel and improve your new place, making it look more like who you are. You start asking yourself questions like, "wouldn't the bathroom, which has seen better days, benefit from an...
Congratulations! You just received your mortgage pre-approval. Whether you're still looking at homes or you've found the perfect one, your new home is closer than ever before. So it's important that you do everything you can to protect your credit rating between...
Whether you're considering buying your first home, your next home, looking to downsize for retirement, or anywhere in between, you are probably wondering how long it takes to actually buy a home. The truth is that home purchasing will depend on several factors...