At River City Mortgage, we are dedicated to helping veterans, active-duty service members, and their families achieve their dream of homeownership. One of the best tools available for this purpose is the VA loan, a mortgage loan program established by the United...
Veteran Mortgage Loans
Unlocking the Benefits of VA IRRRL Refinance: A Comprehensive Guide
As veterans and active service members, you've dedicated a significant portion of your lives in service to our nation. It's only fitting that you have access to exclusive benefits that acknowledge your sacrifices, particularly when it comes to homeownership. Among...
9 Home Loan Benefits Veterans Are Eligible For
The VA home loan benefits program first began helping military service members with home buying in 1944. As part of the "GI Bill," the Servicemen's Readjustment Act was signed into existence in 1944, shortly before the end of WWII. Since then, VA home loan benefits...
Top 20 Questions You and Everyone Else Have About VA Loans
Are you a veteran or surviving spouse of a veteran? Are you thinking about buying a home but wondering how much money your mortgage will cover? Do you have questions about VA loans, how they work, or whether you're eligible? As a VA-approved lender, we've put together...
Yes, You Can Refinance Your VA Loan: Simple Step-by-Step Guide
Do you currently have a VA mortgage loan? If you wonder whether you qualify to refinance your VA loan with a lower interest rate, the VA Interest Rate Reduction Refinance Loan (IRRRL) could be just the thing you're looking for. A VA IRRRL streamline...
VA IRRRL Refinance: Everything You Need To Know
If you served or are the surviving spouse of someone who served, and you are interested in learning about how you can make your current mortgage more affordable through refinancing, keep reading. With the current low-interest-rate climate, you might be...
Why More Veterans Should Use a VA Loan
For eligible active and veteran military service members, the loan program administered by the Department of Veterans Affairs (VA) is an attractive path to homeownership. The VA loan has helped 79% of veterans become homeowners. This is significantly higher...
Can I Be Denied a VA Home Loan?
It’s estimated that one in every five Americans is a veteran. Among veterans, 79% of own their homes, compared to 63% of non-veteran homeowners. The VA home loan program factored significantly into the majority of those veterans’ home purchases. But what...
When Should You Refinance Your VA Loan?
Do you currently have a VA-backed mortgage and are you wondering about whether a refinance is worth your time? With current interest rates hitting historic lows, you’re not alone in considering when to refinance a VA loan. Refinancing your VA loan allows you to...
Prepare Your Credit for a VA Streamline Refinance (VA IRRRL)
Understanding your credit score so you can feel confident in getting a VA loan doesn’t have to be complicated. The VA streamline refinance loan can extend significant advantages to homeowners who want to lower their interest rate. The Interest...